Saturday, October 3, 2015

Quick Updates

It's killing me how little I've posted these past two months. From 5-6 posts in April to July, to only 2 posts in August and September, I've definitely not been the most conscientious of bloggers. Despite the lack of posts though, I have had a bunch of ideas for posts swirling inside my head, so before they totally disappear, let me write them down as a reminder of the topics I intend to tackle in the next few weeks:

Saturday, September 26, 2015

Construction Woes

Our condo still looks as if a bomb exploded in it because I made the mistake of giving in to the carpenter's repeated requests of payment advances. So now that he has been fully paid, it's become a headache to get him to come in and finish the work. My husband was supposed to be the one managing the repairs, but he was suddenly bedridden because of horrible back pains almost right when we began our condo renovations, thus, the task fell to me. And silly me, with my little experience with managing workers, didn't know that the balance of fees has the effect of the proverbial carrot on the stick. Now that the carpenter has eaten, digested and crapped out the carrot, what's his incentive for coming over and finishing his work?

Saturday, September 5, 2015

My Son, the Investor

For his birthday this year, my son received some cash from his godparents. Instead of starting a savings account or spending it on toys, I opted to open a stocks brokerage account for him since I've always entertained the thought of buying stocks in my son's name considering that the yield is far superior than a savings account and it's a good way of introducing him to stocks and investing in general at an early age.

Friday, August 28, 2015

Freebie Alert!

I'm not sure if I mentioned this before but I finally made my Registered Financial Planner status official by paying the membership fee last July, after my financial plan got approved in February. At first I was hesitant to shell out the Php5,000 fee because I still had no clear idea what to do with my RFP status, but with the six month grace period about to end and the thought of wasting all those months I spent on the course and my financial plan bearing down on me, I finally bit the bullet and just paid up.

Right now, I'm still not certain if I want to go full steam ahead as an RFP because I do enjoy my day job and I'm hesitant for a major change at this point in my family's life, so I'll go at it with baby steps. And this is where you, my readers, will benefit.

Saturday, August 15, 2015

Construction Updates

As I am writing this (Day 5), the carpenter/ worker is working on the cement finish to the doorway and has just brought out the grinder, so excuse me while I duck into the bedroom to escape the noise and dust. 

Thursday, July 30, 2015

The Privilege of Waiting for Death

I visited a HS teacher at his retirement home in Dasmarinas, Cavite a few weeks back and I was dumbstruck when he casually told me that he was just waiting for God to call him. The conversation pretty much went like this:

Me: Brother Harry!
Brother Harry: Oh my! Hello! Hello you precious girl!
Me: How are you doing? 
Brother Harry: Doing fine considering everything and waiting for God to call me.

Saturday, July 18, 2015

Our First No-Spending Weekend

This happened quite by accident. It was the weekend that followed successive school cancellations because of Typhoon Egay, hence, we had no choice but to stay indoors because of the bad weather. Surprisingly, we survived our very first no-spending weekend without going nuts or tearing each other's eyes out. I'll probably add to this list in time, but here's what we did right to achieve zero spending last weekend.