Friday, April 17, 2015

Lime and Basil

For my birthday this year, my mom and sister joined me and the hubby to check out Lime and Basil in Alfonso, Cavite. I wanted to go somewhere new and pretty for my 36th birthday and Lime and Basil seemed to fit the bill, not to mention the fact that it had an ongoing promo with Deal Grocer  for a group meal for 4 selling for only Php1,600 from the original price of Php2,700. 

Saturday, April 11, 2015

My First SRO Experience

Whenever people find out that I dabble in stocks, the next question after what stocks to buy usually is "When will I know when to buy or sell?". And the honest answer is it really depends on you. Buying or selling depends on whether or not you're an investor or a trader. It depends on the gameplan you have set for yourself. It really doesn't depend on the market, as some people might think, because the market is a fickle creature so you should be the constant thing in your stock investing/trading.

However, to get your gameplan into order, you have to dive headfirst into the world of stocks. Sure it's nice to do some studying before purchasing your first lot, but there's nothing quite like the threat of losing money that will force you to learn anything and everything you can about stocks.

Saturday, April 4, 2015

Staycations and Weaning

Judging from the photos on my Facebook and Instagram feed, most of the people I know as well as those I would like to know (read: stalk), went out of town for the holy week break. While I would love to fly to Japan and frolic under a canopy of cherry blossoms, it's sadly not possible this time or any time soon. And so it's a staycation for us. But before you start sending cards offering your sympathy, let me make it clear that I actually enjoy staycations during long breaks. 

Thursday, April 2, 2015

2015 First Quarter Net Worth Report

It's that time of the year again when I check on my investments, crunch some numbers and see how our net worth is doing. I honestly wasn't looking forward to this quarter's net worth report because with my two month salary delay brought about by moving to a new job, it's been all about seeing the money go out without any coming in. Again, thank goodness for our emergency funds that pretty much sustained us for the past month and will hopefully be enough to keep us alive for the next few weeks.

Saturday, March 28, 2015

How Much Life Insurance Do You Really Need?

It is beyond dispute that life insurance is important IF you actually need it. So when do you need life insurance? You'll need life insurance if you have dependents to protect and don't have enough savings or property that can be liquidated for their support in the event of your passing or incapacity to work. If you're single without anyone depending on you, then feel free to stop reading.

Sunday, March 22, 2015

On Salary Delays and Shopping Triggers

I'm entering my fourth week in the Senate this week and I still can't believe that we're doing fine financially. To recap, it's SOP in government service to have a delay of about two months before a new employee can receive her salary. I actually have no idea why it takes that long because when I was in the private sector, I received my salary without delay. Maybe there's a lot more paperwork to accomplish in the government? I really don't know.

Friday, March 13, 2015

Appealing to Emotions

I have this guilty pleasure of watching sappy short videos when that time of the month draws near. I actually don't realize it at the time that I'm watching these cry-fests, but then a few days later when the first gush happens (TMI!) and while I'm eating chips, I'll be like: "So that's why I was feeling so hormonal! D'oh!"

Anyway, if there's any shred of doubt left in your mind that personal finance is closely intertwined with emotions and that financial products prey on your natural desire to protect your loved ones, then these videos from insurance companies should set you straight stat. Be sure to have some Kleenex on hand! :)