Sunday, March 22, 2015

On Salary Delays and Shopping Triggers

I'm entering my fourth week in the Senate this week and I still can't believe that we're doing fine financially. To recap, it's SOP in government service to have a delay of about two months before a new employee can receive her salary. I actually have no idea why it takes that long because when I was in the private sector, I received my salary without delay. Maybe there's a lot more paperwork to accomplish in the government? I really don't know.

Friday, March 13, 2015

Appealing to Emotions

I have this guilty pleasure of watching sappy short videos when that time of the month draws near. I actually don't realize it at the time that I'm watching these cry-fests, but then a few days later when the first gush happens (TMI!) and while I'm eating chips, I'll be like: "So that's why I was feeling so hormonal! D'oh!"

Anyway, if there's any shred of doubt left in your mind that personal finance is closely intertwined with emotions and that financial products prey on your natural desire to protect your loved ones, then these videos from insurance companies should set you straight stat. Be sure to have some Kleenex on hand! :)

Tuesday, March 10, 2015

My Saturday Habit

The BF Saturday Market opened four weeks ago and I've been there exactly four times. We really made an effort to be there for its Valentine's Day opening but somehow just found our way there in the last three weeks because of this and that. Not that I'm complaining though, because it's so refreshing to be out and about and tasting good food on a Saturday morning. Before we had to go to Alabang just to get our Saturday market fix on, but now we only have to motor a short distance to the BF park to sate our munchies. 

Saturday, February 28, 2015

And that's a wrap!

This month has been all about accomplishing my clearance at the Court of Appeals, collecting documents and filling up pre-employment forms for my new job AND applying for an exemption with the MCLE. In short, I've been up to my eyeballs in paperwork, collating paperwork and making sense of more paperwork while churning out as many decisions as I could. I thereby dedicate my new papercut to the person who invented forms.

Wednesday, February 18, 2015

Cong. Sherwin "Spammer" Gatchalian

 I've been receiving these text messages from unknown numbers with alarming regularity:

Feb. 16 from 09156823621

NEWSFLASH! Pinuri ni Cong. WIN Gatchalian ang DOTC sa plano nitong magtayo ng Bus Rapid Transport system upang solusyunan ang trapik sa Metro Manila.

And in equally important news, after lunch, I removed a fishbone lodged in between my teeth before it could go down my throat and wreak serious damage.

Tuesday, February 17, 2015

Going for Gold

How crazy is this Emgoldex affair that the SEC recently issued a warning on? It was the first time I heard about it, but apparently it's been making the rounds worldwide with various countries issuing their respective disclaimers and warnings on it. I think it made its presence felt locally sometime last year with enthusiastic believers drumming up interest on it and doing the usual "You too can be as fabulously successful as I am!" spiel common to all MLM/ pyramid schemes.

Thursday, February 12, 2015

The Spending Game

I play this silly game in my mind where I deliberate over what I would do if I suddenly came upon x amount of money. It's usually good for a few minutes of entertainment when I'm really bored (like now) and serves as a gauge of what my priorities are right that very moment. Let's begin!