I'm on my fourth or fifth year into my 30 year PAG-IBIG mortgage. The first three years, our unit was a dormitory for some students in the nearby college and my mom played landlady, paying the mortgage from the rental income.
When I took over the mortgage, I was honestly too lazy to go all the way to the PAG-IBIG Makati office to tender PDCs for the next year and lining up monthly to remit my mortgage payment was also a no-no, besides, my PAG-IBIG statement of account always arrived late, if it even arrived at all. Some googling action revealed that yes, I can actually pay my PAG-IBIG mortgage online! Huzzah!
Here's how to do it.
If you have your statement of account, take note of the Payment Reference No:
Open your online banking account, I use Metrobankdirect.
Pull up Pag-Ibig Fund (Individual) from the drop down menu and enter your payment reference number inside the Subscriber/Account No. field.
Enter your mortgage payment. Click continue and you're golden.
If you don't have a statement of account, or your statement of account is late as usual, head on over to the Housing Loan Verification page.
Type in your login details.
Click "View Billing Statement".
You'll get a soft copy of your statement of account.
Login to your online banking account and refer to the first part of this tutorial.
How easy is that right? Sure beats lining up month after month to pay bills. I swear, the person who invented online bills payment should get a Nobel Peace Prize and kudos to PAG-IBIG for thinking of the convenience of their customers.
UPDATE: You can now get a copy of your Pag-ibig monthly billing statement through your email. In the Housing Loan Verification page, tick the box before "Check here to update Email Address for monthly billing statement." And that's that. Your monthly billing statement will be emailed to you.