Tuesday, December 25, 2012

Smart Shopping



Fashion and the retail calendar are very predictable. With fashion, you can be sure that trends will be recycled with regularity, and with retail, you can bet your bottom dollar on two major events: the mid-season and post-holiday sales. Which means, it's now time to shop!


Smart Shopping


Fashion and the retail calendar are very predictable. With fashion, you can be sure that trends will be recycled with regularity, and with retail, you can bet your bottom dollar on two major events: the mid-season and post-holiday sales. Which means, it's now time to shop!

Tuesday, December 11, 2012

My Kryptonite


I have a weakness for buying things on installment basis. So far, I've been fairly responsible, choosing to buy mostly big ticket items for our house on installment basis (i.e. aircon, ref, steel shelves etc), although I have slipped a few times and bought non-essential things (i.e. new eyeglasses and leather bag), since my mind automatically chops up the price into 6 equal pieces and proudly declares it as kayang-kaya!

Another weakness that has made its evil presence known fairly recently is a hankering for jewelry. I don't really like jewelry per se, but I do have this secret dream of collecting pieces that I can pass on to my daughter during milestones in her life. The pieces I have in mind are pearl earrings, diamond earrings and a gold necklace with a simple diamond pendant. Classics that any generation can appreciate.

I was introduced to my friend's alahera a few months ago after I revealed my dream of owning south sea pearl earrings (a dream that had its inception after my lola's SSP earrings were passed on to the eldest cousin, a.k.a. Not Jill). And there it was, a set of obscenely sized champagne colored pearls set in gold. The price made me gasp at first, but compared to the alahera's other pieces, it was practically a giveaway. She agreed to sell it to me for 12 equal installments and we were both happy.


However, I saw that she also had these gorgeous diamond donut earrings set in white gold and I couldn't stop thinking about them. The alahera came back last week to tempt my officemate and I with her new pieces. I wasn't really interested in the jewelry sets or the pearl lariats, but the diamond earrings were still there and when I tried them on I was smitten. Ack. 

To cut the story short, I am now the proud owner of a pair of diamond earrings and while I love how it sparkles on my ears, I will never, ever reveal how much I paid for it (at least to my husband). The alahera cut me some slack and told me that I can start my installment payment by May of 2013, since I'm still paying for the pearl earrings and will continue to do so until July of 2013. 

I appreciate the consideration but what worries me now is that I'll be on maternity leave by May or June of 2013, and the thought of the monthly payments eating up into my SAHM budget, as well as cutting short my planned maternity leave, troubles me. I have thought of returning the earrings, but I don't want to (cue brat mode). So I have come to the conclusion that if need be, I will dip into my VUL fund, a.k.a. The Europe Fund, to subsidize my new earrings.

What is it about diamonds and girls? Sigh.

My Kryptonite


I have a weakness for buying things on installment basis. So far, I've been fairly responsible, choosing to buy mostly big ticket items for our house on installment basis (i.e. aircon, ref, steel shelves etc), although I have slipped a few times and bought non-essential things (i.e. new eyeglasses and leather bag), since my mind automatically chops up the price into 6 equal pieces and proudly declares it as kayang-kaya!

Another weakness that has made its evil presence known fairly recently is a hankering for jewelry. I don't really like jewelry per se, but I do have this secret dream of collecting pieces that I can pass on to my daughter during milestones in her life. The pieces I have in mind are pearl earrings, diamond earrings and a gold necklace with a simple diamond pendant. Classics that any generation can appreciate.

Thursday, December 6, 2012

MEG Unloaded

I've been tracking Megaworld (MEG) shares for the past few days now ever since my gains reached 25%. Today, my gains were at 28.8% and even if the price at 2.78, was still below the 2.87 sell price pegged by Bo Sanchez, I decided to sell all my shares. I wrestled with the idea of waiting for the price to reach the official sell price, but the difference between what I sold for and what I could have gotten with the official sell price was only Php700++ and the excitement of unloading my stocks for the first time with an actual profit (28.8%!!) drove me to sell, sell, sell!

From the proceeds, I added to my First Philippine Holdings (FPH) stash and bought Metrobank (MBT) for the first time. Both companies are included in the Truly Rich program because I have already learned that I am a ninny when it comes to choosing stocks to invest in on my own.  

What a happy day this is turning out to be :)


MEG Unloaded

I've been tracking Megaworld (MEG) shares for the past few days now ever since my gains reached 25%. Today, my gains were at 28.8% and even if the price at 2.78, was still below the 2.87 sell price pegged by Bo Sanchez, I decided to sell all my shares. I wrestled with the idea of waiting for the price to reach the official sell price, but the difference between what I sold for and what I could have gotten with the official sell price was only Php700++ and the excitement of unloading my stocks for the first time with an actual profit (28.8%!!) drove me to sell, sell, sell!

From the proceeds, I added to my First Philippine Holdings (FPH) stash and bought Metrobank (MBT) for the first time. Both companies are included in the Truly Rich program because I have already learned that I am a ninny when it comes to choosing stocks to invest in on my own.  

What a happy day this is turning out to be :)


Saturday, December 1, 2012

Truly Rich Club's Wealth Summit 2013


I hemmed and hawed a bit last night because I'll be 7 months pregnant by March and I was thinking of how uncomfortable it will be to attend a jampacked summit when you're lugging around a watermelon in your belly. But the 75% discount and the interesting roster of speakers really called out to me.

I slept over it and by this morning, there where still some discounted tickets left which I took as a sign and so with a few clicks later, I had a ticket for the Truly Rich Club's Wealth Summit 2013!

Here's what you can expect from the Wealth Summit:

11 Super Things That Will Happen To You At The WEALTH SUMMIT
Here is what you’ll gain at the TrulyRichClub WEALTH SUMMIT 2013. You’ll also find below the Superheroes of Abundance that will rescue you from the financial DANGERS around you:

  1. Explode The Invisible Financial Ceiling Over Your Head. Learn the Habits of the Happy Millionaire! Captain Abundance Bo Sanchez (Founder, TrulyRichClub) will defeat financial mediocrity in your life by helping you create patterns of financial success that all multimillionaires practice. Start a financial revolution in your life!

  1. Eradicate LACK (Never depend on your companys salary and retirement package alone!). Learn how you can create your MULTIMILLIONS by growing your money in the Stock Market; “Captain Abundance Bo Sanchez (Founder, TrulyRichClub) and Millionaire MakerEdward Lee (Founder and Chairman of the Board, COLFinancial) will teach you how you can make it your SAFEST investment in the world.

  1. Gain Simple Habits of Abundance. Be inspired by TV and Movie Actress and former Beauty Queen WealthWomanMiriam Quiambao who will share her exciting financial journey; Learn from her the simple winning habits and attitudes that made her abundant and how you can apply the same simple habits yourself! Youll be blessed listening to her.

  1. First things firstRemove all debt. Learn the liberating lifestyle that will get you to Zero-Debt in the quickest time possible. Learn the winning strategies of Financial Abundance from one of the most dynamic financial speakers in the country today, Money MultiplierRex Mendoza (CEO and President, Philam).
  1. Take your career to the next level. Move forward in your company. Get promoted. Perform your best! Learn from THE pioneer of the Call Center and BPO industry of the country, PioneerManBenedict Hernandez (President, Accenture) and Poverty Executioner Jon Escoto (President, LeadLife, Feast Builder, Light of Jesus).

  1. Convert Houses into Cash Cows. Find out how you can create passive income by buying foreclosed properties and turning them into money machines. Doctor RichLarry Gamboa, Ph.D. (Bestselling Author, Think Rich Pinoy) and “Megabucks ManRandy Manaloto (Founder and President, CityDorms Corp) will share the simple systems they use to make money in real estate.

  1. Turn your computer into an ATM. Find out how you can earn MONEY through an viable internet business; Money MagnetoJomar Hilario (Internet Marketing Guru) and “Doctor Rich Larry Gamboa, Ph.d (Author, Think Rich Pinoy) will teach you how you can become a highly-paid infropreneur.

  1. Earn Dollars While Working from Home. Learn how to become a dollar-earning Virtual Assistant. “Money Magneto Jomar Hilario (Internet Marketing Guru) will share how you can do this and the steps necessary to make this dream job happen.

  1. Start your own money-making business. Absorb the Entrepreneurs mindset needed for you to launch your very own profitable enterprise. Learn from the distinguished Asian Institute of Management Professor who runs 8 successful businesses, Professor $ Dean Pax Lapid. (He starts one business a year.) Teaching with him is another serial entrepreneur, Magic Man Ronnie Siasoyco (Founder, Trion—the biggest producer of electric meters in the country today).

  1. Enjoy And Have Super Fun. This isnt your staid, melancholic, boring conference inside a room. Youll have so much fun with this exciting speakers and exciting crowd! It will be out of this world; You’ve got to experience it to FEEL it.

  1. Receive an Anointing for Abundance. Captain Abundance himself, Bo Sanchez, will lead you into a special prayer for Gods abundance to flow into your life. So that you can be a channel of Gods abundance to this hungry world.
It might just be the hype or the fact that I've been drinking Bo Sanchez' Kool-Aid for the last few months (and that Kool-Aid led to an almost 14% growth in my stocks in 8 months!), but I'm really excited over the Wealth Summit. This is my first time to attend anything of this sort and I'm excited to be around like-minded and inspirational people.

There were still about 20 discounted tickets left when I bought mine, so if you're also interested, hurry up and grab your ticket to the Wealth Summit 2013 ASAP!

Truly Rich Club's Wealth Summit 2013


I hemmed and hawed a bit last night because I'll be 7 months pregnant by March and I was thinking of how uncomfortable it will be to attend a jampacked summit when you're lugging around a watermelon in your belly. But the 75% discount and the interesting roster of speakers really called out to me.

I slept over it and by this morning, there where still some discounted tickets left which I took as a sign and so with a few clicks later, I had a ticket for the Truly Rich Club's Wealth Summit 2013!