Tuesday, January 29, 2013

Some Blog Love


Thanks to Liz of Project Vanity and Tara of Chronicles of Vanity for mentioning my Cake and Personal finance lecture in their blogs!

Some Blog Love


Thanks to Liz of Project Vanity and Tara of Chronicles of Vanity for mentioning my Cake and Personal finance lecture in their blogs!

Monday, January 28, 2013

Cake and Personal Finance: The Aftermath


This talk has been in the works for the past 2 months or so, with the idea spawned by friends asking me about financial matters and Lyn-Lyn's own mini-seminars with fellow Pinoys in the UK.

After setting the date and venue (thanks Kaka and Slice!) it was time to get my thoughts down and figure out how to make a poster and slideshow presentation.

Anyway, I tried to get my ideas across and I think I was able to convince some of them to finally try out investing at mutual funds and/or the stock market. There was a lot of laughter and sharing of experiences among the participants, so I'll have to say that Cake and Personal Finance was a success :)


  Thanks to everyone who came!

Cake and Personal Finance by Jill Sabitsana

Cake and Personal Finance: The Aftermath


This talk has been in the works for the past 2 months or so, with the idea spawned by friends asking me about financial matters and Lyn-Lyn's own mini-seminars with fellow Pinoys in the UK.

After setting the date and venue (thanks Kaka and Slice!) it was time to get my thoughts down and figure out how to make a poster and slideshow presentation.

Thursday, January 24, 2013

SMPH has it all for you!

It's strange how Bo Sanchez hasn't issued a sell order yet, when SM Property Holdings (SMPH) has hit the sell price of Php17.00 2 days ago. Either the sell order slipped by me or there will be a new sell price announced soon.

Anyway, whether or not a sell order will be issued, I won't be selling my SMPH shares yet because my gains haven't reached 25% yet. I'm not sure if I'll be sticking with this resolution, but for now I have decided to only unload stocks once they reach at least 25% gains. As of this writing, my SMPH gains are just at 22.8% so I won't be selling just yet.

Updated (1/26/13)

Oooops...I stand corrected. A sell order for SMPH was indeed issued sometime December of last year. I wonder how I missed that?

Oh well, anyway the issue is moot because even with a sell order, my gains haven't reached 25% so I won't be selling just the same.

I'm also toying with the idea of simply holding on to my SMPH stocks and see where it leads me, as a commenter suggested. Won't it be thrilling to see my gains ascend to 50% or 100%? Ack. I should stop now before I go into a paroxysm of kilig. 

SMPH has it all for you!

It's strange how Bo Sanchez hasn't issued a sell order yet, when SM Property Holdings (SMPH) has hit the sell price of Php17.00 2 days ago. Either the sell order slipped by me or there will be a new sell price announced soon.

Anyway, whether or not a sell order will be issued, I won't be selling my SMPH shares yet because my gains haven't reached 25% yet. I'm not sure if I'll be sticking with this resolution, but for now I have decided to only unload stocks once they reach at least 25% gains. As of this writing, my SMPH gains are just at 22.8% so I won't be selling just yet.

Updated (1/26/13)

Oooops...I stand corrected. A sell order for SMPH was indeed issued sometime December of last year. I wonder how I missed that?

Oh well, anyway the issue is moot because even with a sell order, my gains haven't reached 25% so I won't be selling just the same.

I'm also toying with the idea of simply holding on to my SMPH stocks and see where it leads me, as a commenter suggested. Won't it be thrilling to see my gains ascend to 50% or 100%? Ack. I should stop now before I go into a paroxysm of kilig. 

Saturday, January 19, 2013

An Invitation to Cake and Personal Finance


The invitation has been published and there's no turning back now!

Details over at Kikay Exchange. There are only five slots left, so if you're interested in joining this free talk, act now. As in now na.

An Invitation to Cake and Personal Finance


The invitation has been published and there's no turning back now!

Details over at Kikay Exchange. There are only five slots left, so if you're interested in joining this free talk, act now. As in now na.

Friday, January 18, 2013

Hooray for points!

rcbc rewards

Ok, so maybe the title is a little too effusive, but I really am glad that I was able to convert my RCBC credit card points into credit to be applied to my current billing statement. My 8,000 points amounted to Php2,000 lopped off my existing bill.


I'm sure I spent 10x of the credited cash to have accumulated that many points, but between a cash back plan or a rewards program with meh items (I'm looking at you Metrobank!), I'll take the credit any day.

Hooray for points!

Ok, so maybe the title is a little too effusive, but I really am glad that I was able to convert my RCBC credit card points into credit to be applied to my current billing statement. My 8,000 points amounted to Php2,000 lopped off my existing bill. 

I'm sure I spent 10x of the credited cash to have accumulated that many points, but between a cash back plan or a rewards program with meh items (I'm looking at you Metrobank!), I'll take the credit any day.

Sunday, January 13, 2013

Catching My Breath

Whew! I think the fund juggling can stop now.

With my dad borrowing money from me for more construction work in our family's beach resort, and my decision to advance a huge chunk of the money I owe my mom on our condo's equity to subsidize their tickets to New Zealand to visit my sister who just gave birth, my emergency fund is shellshocked :(

So guess who's not taking advantage of the end of season sales? Or buying an Ipad or Nexus despite her hubby's prodding? Hint: Me!

Right now, the plan is to regroup and save, save, save as much as I can because May is D-Day or D-Month, to be more precise. Also, I really should haul ass to GSIS and get my ID (enough with the procrastination!), as well as go to a Philhealth branch and get them to explain why I am supposedly not registered in the system when I've been remitting payment for the past 5 years or so.

And while I'm on a roll, I also should start working on the basic personal finance mini-lecture for friends and some readers I'll be giving in about 2 weeks time.

Ok, the plan seems to be in place. Let's do this.

Monday, January 7, 2013

COL Financial Stock Market Seminar Schedule for January

The stock market is a mysterious and intimidating animal for most people, that's why I really appreciate COL Financial's free seminars for those who want to know more about the stock market, how to invest in it and how to make it work for you. It's just sad though that all of the seminars are scheduled on workdays so I won't be able to attend. Maybe I'll be able to swing by one seminar once I give birth... asa pa no?:p

Anyway, please read on for the January schedule.

Tuesday, January 1, 2013

2013 Financial Goals




Two years ago, I read up all I could on personal finance and investing. Last year, I applied what I learned by dipping my big toe in investing in stocks and mutual funds. This year, with the baby coming and my planned maternity leave, I may have to tweak my investing routine, maybe slashing my monthly investment budget by 50% so as not to strain our savings. Still, I will continue investing because it has become as much a part of me as my grubby knees.


Here are my financial goals for the first half of the year, just in time for the baby's arrival. Beyond that, I'm simply playing it by ear.


2013 Financial Goals


Two years ago, I read up all I could on personal finance and investing. Last year, I applied what I learned by dipping my big toe in investing in stocks and mutual funds. This year, with the baby coming and my planned maternity leave, I may have to tweak my investing routine, maybe slashing my monthly investment budget by 50% so as not to strain our savings. Still, I will continue investing because it has become as much a part of me as my grubby knees.

Here are my financial goals for the first half of the year, just in time for the baby's arrival. Beyond that, I'm simply playing it by ear.