I was so good at squirreling money away into our home improvement fund, reaching 70% of my target amount before 2013 ended. And then we decided not to get the next door unit because staying debt-free was more important than getting my interior decorating fix on (although it also helped that we had access to my mom's empty unit for the baby to move around in so getting additional space was no longer that big of an issue).
I knew that it was the best decision for us, but I was still frustrated nonetheless because I was in a serious nesting frenzy. It was at this stage that my alahera suddenly showed up at the office offering to design a ring for me. Before you could say impulse purchase, I had signed up for a white gold ring with a solitary diamond, which I paid for using some of the funds from my home improvement fund.
Now I really regret the purchase because even if we didn't get the unit next door, we still had plans of sprucing up our current unit, and what I spent on that ring could have easily paid for window treatments as well as new shelves and bookshelves. Or maybe even take care of a huge chunk of our kitchen budget. Argh!