Book Review: OMG! Where Did Your Sweldo Go?

Lianne's The Wise Living was one of the first local personal finance blogs I followed. I was amazed that this young girl was dishing advice on budgeting and saving money, when most of her peers were concerned with buying the latest It bag or dining in the newest hot spot. But what struck me most about Lianne was her upbeat attitude and how she genuinely wanted to help others out through her blog. I knew that it was just a matter of time before she would come out with her own book and when her first print baby came out (she also has an E-book available for free in her blog), I felt like a proud mama hen. Way to go Lianne!

OMG! Where Did Your Sweldo Go? is targeted towards the yuppies or those who are finally earning money after years of being a poor student. Lianne simplifies the different personal finance jargons and theories, presenting them in bite-sized pieces so as not to overwhelm or scare off the reader.

The best thing going for the book though is Lianne herself. With her light and breezy approach to the topic, it becomes immediately clear that personal finance is not rocket surgery after all! ;-) And being a millionaire, or even a multi-millionaire, is not impossible to achieve.

A common theme prevailing in personal finance blogs and books is how the authors always wished they became financially responsible earlier, how they wanted to slap their younger selves silly just to stop their profligate ways.With Lianne's book, the road to financial responsibility becomes easier to manage because she helps you along the way with her Secret Sweldo Tips.

Take her Secret Sweldo Tip #2: The Wheel of Control, for example. In this chapter, she pounds it into our heads that the only thing between you and success is yourself, so take responsibility for your life and stop being a Whiny Wiener. To further appreciate the Wheel of Control, here's how Lianne explains it:

W- Wealth
  • Take care of your money and control your finances.
  • Don't blame other people for your poor money habits.
  • Don't depend on others to provide for your because you are an intelligent, capable and independent grown-up.
H- Health
  • Don't blame your parents, your great-grandparents or your bald uncles for your conditions, even though genetics play a significant part in your health status.
  • Control the food that goes into your body- you wouldn't like to store useless junk in your tummy, right?
  • Move. Exercise!
E- Education
  • Don't blame your school's curriculum for your failures.
E-Emotional State
  • Know that your thought are very powerful and accountable for your actions; therefore, promise to filter them accordingly.
  • It's up to you whether you want to be influenced by other people's thoughts or not.
  • Be mature enough to give back to the community and make your money mean something.

Good stuff right?

I have passed Lianne's book to two of my officemates who are interested in learning more about personal finance and they both agreed that it was a fun and easy to read book.

I recommend this book to those who are interested in taking their first steps towards financial independence. I also think that this book will be a nice graduation present, something to give to your child, sibling or friend who is just about to start earning money. It will give him/her another perspective about money, a refreshing change from the "Buy! Buy! Buy!" messages we are constantly bombarded with in our daily lives.

Once again, congratulations Lianne on coming up with a timely and well-written book! I can't wait to see what you'll come up with next :)


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