I've always wondered my blog's hits seem to spike dramatically at certain times of the month and I finally figured out why. RCBC has been featuring my sponsored post on their All-In Rewards program in their marketing email.
Saturday, July 30, 2016
Sunday, July 24, 2016
PERA, at last!
Who else is happy that the Personal Equity Retirement Account (PERA) law will finally be implemented?!
In a nutshell, the PERA is a voluntary retirement system where contributions are made by both employees and employers, kind of like the 401k in the United States. You get a tax credit of 5% of your PERA contributions and it is tax-exempt if you make withdrawals at the age of 55 and up. Here's a nice primer for the PERA: http://business.inquirer.net/198300/all-about-pera
Sunday, July 17, 2016
2016 2Q Net Worth Report
I reached a milestone last quarter when my net worth passed a certain threshold amount. I also had a 9.16% increase in net worth from 1st quarter this year, which incidentally is the biggest increase I've ever had since I started tracking my net worth and is also so close to my dream of a double digit net worth increase. Yay!
This big increase in net worth was brought about by my conscious efforts at stashing away money because of the dreaded salary delay in government service when starting in a new position. It doesn't seem very impressive in the chart since the increase from the last quarter is only 1%-2% for savings and investments, but the raw numbers made me do a happy dance.
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