There was a time I had about 3 months worth of expenses in my savings account, I was steadily buying stocks, and would go on regular trips, both local and abroad, with my family and friends.
I recently reminisced about those happy, flush days while I filled out another stock withdrawal form and I couldn't help but ask: "How did it all go downhill? Where did I go wrong?"
And the answer was simple, I tried to do too much too soon.
If I had only seen this financial needs pyramid from Boomer & Echo 2-3 years ago, I bet I would have been smarter with my financial decisions. Or so I tell myself :)