Saturday, October 28, 2017

The Happiest Time of the Year is Almost Here! (A Debt Update Post)

That's right boys and girls, end of year bonuses will soon be upon us! Wheeeee!


You can feel the magic in the air and see the twinkle in everyone's eyes because when you're a working stiff like most of us are, receiving a month (or two!) of your salary as a bonus is the thing dreams are made of.


While the impulse would be to spend a huge chunk or all of your bonus to celebrate Christmas, I personally see my upcoming windfalls as the best way to make 2018 easier by allocating majority of it towards debt payment. This year has been financially taxing, but with the careful allocation of this year's bonuses, I can make sure that 2018 will not be as financially difficult and will be the year I shift my efforts from mostly Debt Payment to Security/Safety.


And on that note, here's where I currently stand when it comes to non-mortgage debts:


Sunday, October 15, 2017

Pregnancy Update: 30 Weeks


Just 8-10 more weeks to go before I give birth to my son and things are moving steadily along, but with tiny bumps along the way.


I still commute to and from work even if I get tired so much faster now. However, I power through it because it's currently my only form of exercise. I conserve most of my energy for work and even then, I just stay seated most of the time because walking around tires me out and I want to save my energy for the commute back home. Weekends are for resting and checkups, that's why I've accepted that I have to dial down on my activities for the next few months (which is why I had to beg off from the Belle de Jour talks next week).