Wednesday, March 28, 2018

Talking Numbers: Angioplasty Costs

My husband talked about his recent angioplasty in these posts: 1, 2, 3. So if you're wondering what it's like to have an angioplasty or have any other inquiry related to the procedure, then I suggest you read his posts because this post will only deal with what and how much we spent on his procedure.


Saturday, March 17, 2018

How to Get Your Money Back From Manila Bankers Life Insurance

The complaints keep on coming because Manila Bankers Life Insurance keeps on scamming.


Its modus operandi goes like this:

  1. Call or text people using private numbers procured from some entity that has access to or collects personal data. Another way is to approach people at the mall (it's best if the person looks young or timid);

  2. Catch victim's attention with promises of freebies and discounts;

  3. Use praise, scare tactics or both to get the victim's guard down before proceeding into your practiced, company-approved spiel, repeatedly emphasizing the investment or protection aspect of the product;

  4. Ask to see victim's credit card or debit card, promise that it will only be used for verification purposes. Do everything possible to get victim to hand over the credit or debit card;

  5. Swipe the card and charge the highest amount possible without letting the victim know;

  6. Return card and pretend nothing was charged or debited;

  7. Get victim to sign insurance policy with authorization for credit or debit made. Do everything in your power to make sure that victim is unaware of what he/she is signing;

  8. If victim realizes that a charge was made, pretend that you had no control over what happened and there's nothing that can be done about it;

  9. Escort victim out the door. Feel your soul get closer to the eternal fires of Hell, but what the heck, you made a sale, so yay to you!