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Death Planning

It took me a while to get comfortable with the thought of dying and I always shoved the idea aside, basically denying the fact that my days on Earth were literally numbered. It was only when I gave birth to my first child that I finally acknowledged my mortality and really contemplated on what the effect of my death would have on him.I took out my first life insurance policy a few months after I got married because of the investment component (sucker!). I wasn't thinking of leaving something for my husband in case I died, I just wanted the life insurance-investment combo. At that time, even if I was already the primary breadwinner, my mindset was that I'll probably outlive him and if he does manage to outlive me by some stroke of luck, then he can fend for himself with a little help from my VUL life insurance policy.But when I had my first child, I began to internalize my primary breadwinner status and decided that I didn't want to leave my child's destiny to chance. I…

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